Voluntary suspension
(1)
(1)#
(A) Except as otherwise provided in this subsection, any individual who has attained retirement age (as defined in section 416( l ) of this title) and is entitled to old-age insurance benefits may request that payment of such benefits be suspended— (i) beginning with the month following the month in which such request is received by the Commissioner, and (ii) ending with the earlier of the month following the month in which a request by the individual for a resumption of such benefits is so received or the month following the month in which the individual attains the age of 70.
(2)#
An individual may not suspend such benefits under this subsection, and any suspension of such benefits under this subsection shall end, effective with respect to any month in which the individual becomes subject to—
(A) mandatory suspension of such benefits under subsection (x);
(B) termination of such benefits under subsection (n);
(C) a penalty under section 1320a–8a of this title imposing nonpayment of such benefits; or
(D) any other withholding, in whole or in part, of such benefits under any other provision of law that authorizes recovery of a debt by withholding such benefits.
(3)#
In the case of an individual who requests that such benefits be suspended under this subsection, for any month during the period in which the suspension is in effect—
(A) no retroactive benefits (as defined in subsection (j)(4)(B)(iii)) shall be payable to such individual;
(B) no monthly benefit shall be payable to any other individual on the basis of such individual’s wages and self-employment income; and
(C) no monthly benefit shall be payable to such individual on the basis of another individual’s wages and self-employment income.